Those who have no money blame themselves. This inward blame has been a treasure for the rich and powerful, who have had to do less for their poor, publicly and privately, than any other ruling class since, say, Napoleonic times.
Saying "since, say, Napoleonic times" absolutley removes all credibility from a statement. It gives the feeling of uncertainty - even if it's just a way to keep one's self from being disproven by a Google search.